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Review Your Insurance Options

Get information to help you make the best decision possible

Open enrollment for Medicare Beneficiaries is from Oct15 to Dec 07 2023

Please join us for our up coming AEP seminars :

11/20/2023 from 5pm to 7pm at the Courtyard by Marriot, 11220 Lee Jackson Memorial Hwy, Fairfax ,VA 22030

 

12/01/2023 from 3pm to 5pm at the Courtyard by Marriot, 11220 Lee Jackson Memorial Hwy, Fairfax ,VA 22030

We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

 

 

 

 

Retirement & Annuities

A secure, comfortable retirement is every person’s dream. Since we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did. Achieving the dream of a secure, comfortable retirement is much easier when you plan your finances accordingly.

Whole Life Insurance

Whole Life Insurance is life insurance that you own for your entire lifetime. The amount of the death benefit or face amount can be selected to meet your needs.

 

 

 

Term Life Insurance

Term Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

 

 

 

Long Term Care 

As we age, the likelihood we will need some type of medical or personal care increases.  We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.

ABOUT HORIZON HEALTH LLC.

Your Trusted Medicare Insurance Professionals

When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs. We can either meet in person or via phone a call.

Serving the Northern Virginia, Washington DC and Maryland.

 

Licensed in VA, DC, MD, DE, GA, SC, NC, TX, AZ, FL AND CA

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WANT TO LEARN MORE?

Check out our pages for specific information:

What Our Customers Are Saying

Hear from customers like you.

 

She has always been there for me, always searching for the outcome that best serves my welfare.  Trust in insurance is what it is all about.

Ernie C - Washington DC
Allways very happy with your service Sam. God bless you.

Alfredo F- Arlington Va

Samiha "Sam" Zammel is the only agent I would ever use for any health insurance considerations.
She has helped me in the past with accurate, extensive discussions of all my options.
I have been very impressed with her complete understanding of all factors of health insurance.
Our meetings have been completely professional, and she is totally prepared to answer any questions from me.
Her knowledge of this field is impeccable.
This year, as every year, I will meet with her to decide my choices for health insurance.
I would not consider any other person for this task because her performance of this job is quite perfect.

Rick B - Alexandria VA

Just started my Medicare Advantage this month and so far so good.  Sam was very helpful in figuring out all the options and making recommendations.  Highly recommend her services 
Terry S - Vienna VA

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